Cost of Owning a Car in Virginia
How Virginia’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Virginia at a glance
Gas price
$3.35per gallon, illustrative averageElectricity
$0.13per kWh, illustrative averageSales tax
4.30%plus ~$50 average registrationInsurance in Virginia runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.
What drives the cost in Virginia
Costs are held down mainly by insurance rates (about $408 less over 5 years) and gas prices (about $389 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Virginia
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Virginia-specific tax, fee, fuel and insurance data.
Sedan
$32,5915-year estimate, $543/moSUV / crossover
$44,5615-year estimate, $743/moTruck
$46,6895-year estimate, $778/moElectric
$46,7135-year estimate, $779/moLuxury
$67,4685-year estimate, $1,124/moPopular vehicles: 5-year cost in Virginia
2026 Toyota RAV4
$33,9585-year cost in VirginiaFull breakdown →2026 Honda CR-V
$33,6525-year cost in VirginiaFull breakdown →2026 Toyota Camry
$29,9185-year cost in VirginiaFull breakdown →2026 Honda Civic
$25,9045-year cost in VirginiaFull breakdown →2026 Ford F-150
$58,5215-year cost in VirginiaFull breakdown →2026 Tesla Model Y
$36,9785-year cost in VirginiaFull breakdown →2026 Chevrolet Equinox
$38,7765-year cost in VirginiaFull breakdown →2026 Toyota Corolla
$25,8955-year cost in VirginiaFull breakdown →EV vs. gas in Virginia
At Virginia’s $0.13/kWh electricity and $3.35/gal gas, charging a typical EV at home costs about $515 a year, versus about $1,297 a year to fuel a typical gas sedan — a savings of $782 per year. Run your own numbers with the EV vs. gas calculator.