2026 Honda Civic: 5-Year Cost of Ownership

An estimate of what a 2026 Honda Civic typically costs to own over 5 years, based on a real $28,320 market price and 35 MPG combined.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Honda Civic ranks #2 of 22 sedans in our database for lowest 5-year cost — $7,163 less than the average sedan in our database ($34,243). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Honda Civic by about $6,036 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Honda Civic cost per month to own?

About $451 a month averaged over 5 years, or $27,080 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Honda Civic lose in 5 years?

About $8,531, or 30% of its $28,320 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Honda Civic cost to fuel?

At 35 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,200 a year ($100/month).

Is a 2026 Honda Civic cheap to own compared with other sedans?

It ranks #2 of 22 for lowest 5-year cost among the sedans we track, costing $7,163 less than the average sedan in our database ($34,243). It works out to about $0.45 per mile driven.

Get your exact estimate

Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.