2026 Mazda Mazda3: 5-Year Cost of Ownership

An estimate of what a 2026 Mazda Mazda3 typically costs to own over 5 years, based on a real $29,071 market price and 31 MPG combined.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Mazda Mazda3 ranks #4 of 22 sedans in our database for lowest 5-year cost — $5,798 less than the average sedan in our database ($34,243). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Mazda Mazda3 by about $6,354 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Mazda Mazda3 cost per month to own?

About $474 a month averaged over 5 years, or $28,444 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Mazda Mazda3 lose in 5 years?

About $9,076, or 31% of its $29,071 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Mazda Mazda3 cost to fuel?

At 31 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,355 a year ($113/month).

Is a 2026 Mazda Mazda3 cheap to own compared with other sedans?

It ranks #4 of 22 for lowest 5-year cost among the sedans we track, costing $5,798 less than the average sedan in our database ($34,243). It works out to about $0.47 per mile driven.

Get your exact estimate

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