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HEAD-TO-HEAD COMPARISON

2026 Mazda Mazda3 vs 2026 Honda Civic

Both are commonly cross-shopped against each other. Here’s how their real 5-year ownership costs actually compare, using real market pricing data rather than sticker price alone.

Pricing data refreshed monthly · last updated September 2026

2026 Mazda Mazda3

$28,4445-year total · $474/mo

Price: $29,071 · 31 MPG
Depreciation: $9,076 · Fuel: $6,774
Insurance: $7,750 · Maintenance: $3,000

Full breakdown →

2026 Honda Civic

$27,0805-year total · $451/mo

Price: $28,320 · 35 MPG
Depreciation: $8,531 · Fuel: $6,000
Insurance: $7,750 · Maintenance: $3,000

Full breakdown →
2026 Honda Civic costs $1,364 less to own over 5 years in this comparison — a difference of $23/month.

Most of the gap comes from fuel/energy ($774 higher for the Mazda Mazda3) and depreciation ($545 higher for the Mazda Mazda3).

After 5 years, the Mazda Mazda3 keeps about 69% of its value and the Honda Civic about 70%.

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