Cost of Owning a Car in South Dakota
How South Dakota’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
South Dakota at a glance
Gas price
$3.30per gallon, illustrative averageElectricity
$0.13per kWh, illustrative averageSales tax
4.50%plus ~$50 average registrationInsurance in South Dakota runs below the national average in this model, reflected as a 0.85× multiplier on our base class rates.
What drives the cost in South Dakota
Costs are held down mainly by insurance rates (about $1,258 less over 5 years) and gas prices (about $505 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in South Dakota
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with South Dakota-specific tax, fee, fuel and insurance data.
Sedan
$31,7965-year estimate, $530/moSUV / crossover
$43,6925-year estimate, $728/moTruck
$45,7925-year estimate, $763/moElectric
$45,8815-year estimate, $765/moLuxury
$66,2825-year estimate, $1,105/moPopular vehicles: 5-year cost in South Dakota
2026 Toyota RAV4
$33,0975-year cost in South DakotaFull breakdown →2026 Honda CR-V
$32,7805-year cost in South DakotaFull breakdown →2026 Toyota Camry
$29,1515-year cost in South DakotaFull breakdown →2026 Honda Civic
$25,1005-year cost in South DakotaFull breakdown →2026 Ford F-150
$57,6295-year cost in South DakotaFull breakdown →2026 Tesla Model Y
$36,1265-year cost in South DakotaFull breakdown →2026 Chevrolet Equinox
$37,8865-year cost in South DakotaFull breakdown →2026 Toyota Corolla
$25,0895-year cost in South DakotaFull breakdown →EV vs. gas in South Dakota
At South Dakota’s $0.13/kWh electricity and $3.30/gal gas, charging a typical EV at home costs about $515 a year, versus about $1,277 a year to fuel a typical gas sedan — a savings of $763 per year. Run your own numbers with the EV vs. gas calculator.