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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Oklahoma

How Oklahoma’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

Oklahoma ranks #10 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $46,839 over 5 years, $2,049 (4.2%) less than the average state. See the full ranking.

Oklahoma at a glance

Gas price

$3.15per gallon, illustrative average

Electricity

$0.11per kWh, illustrative average

Sales tax

4.50%plus ~$95 average registration

Insurance in Oklahoma runs below the national average in this model, reflected as a 0.90× multiplier on our base class rates.

What drives the cost in Oklahoma

Costs are held down mainly by gas prices (about $851 less over 5 years) and insurance rates (about $833 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in Oklahoma

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Oklahoma-specific tax, fee, fuel and insurance data.

Sedan

$31,9385-year estimate, $532/mo

SUV / crossover

$43,8165-year estimate, $730/mo

Truck

$45,8835-year estimate, $765/mo

Electric

$46,0055-year estimate, $767/mo

Luxury

$66,5525-year estimate, $1,109/mo

Popular vehicles: 5-year cost in Oklahoma

2026 Toyota RAV4

$33,2855-year cost in OklahomaFull breakdown →

2026 Honda CR-V

$32,9505-year cost in OklahomaFull breakdown →

2026 Toyota Camry

$29,3925-year cost in OklahomaFull breakdown →

2026 Honda Civic

$25,2755-year cost in OklahomaFull breakdown →

2026 Ford F-150

$57,6615-year cost in OklahomaFull breakdown →

2026 Tesla Model Y

$36,2985-year cost in OklahomaFull breakdown →

2026 Chevrolet Equinox

$38,0225-year cost in OklahomaFull breakdown →

2026 Toyota Corolla

$25,2725-year cost in OklahomaFull breakdown →

EV vs. gas in Oklahoma

At Oklahoma’s $0.11/kWh electricity and $3.15/gal gas, charging a typical EV at home costs about $436 a year, versus about $1,219 a year to fuel a typical gas sedan — a savings of $784 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select Oklahoma for a number tailored to your car, or browse real vehicle estimates.