2026 Toyota Camry: 5-Year Cost of Ownership

An estimate of what a 2026 Toyota Camry typically costs to own over 5 years, based on a real $35,959 market price and 47 MPG combined.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Toyota Camry ranks #8 of 22 sedans in our database for lowest 5-year cost — $3,084 less than the average sedan in our database ($34,243). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Toyota Camry by about $6,093 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Toyota Camry cost per month to own?

About $519 a month averaged over 5 years, or $31,159 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Toyota Camry lose in 5 years?

About $13,683, or 38% of its $35,959 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Toyota Camry cost to fuel?

At 47 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $894 a year ($74/month).

Is a 2026 Toyota Camry cheap to own compared with other sedans?

It ranks #8 of 22 for lowest 5-year cost among the sedans we track, costing $3,084 less than the average sedan in our database ($34,243). It works out to about $0.52 per mile driven.

Get your exact estimate

Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.