Cost of Owning a Car in Louisiana
How Louisiana’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Louisiana at a glance
Gas price
$3.20per gallon, illustrative averageElectricity
$0.11per kWh, illustrative averageSales tax
4.45%plus ~$95 average registrationInsurance in Louisiana runs above the national average in this model, reflected as a 1.45× multiplier on our base class rates.
What drives the cost in Louisiana
Costs are pushed up mainly by insurance rates (about $3,842 more over 5 years). Working in your favor: gas prices (about $735 less over 5 years) and sales tax (about $279 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Louisiana
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Louisiana-specific tax, fee, fuel and insurance data.
Sedan
$36,2785-year estimate, $605/moSUV / crossover
$48,5825-year estimate, $810/moTruck
$50,7995-year estimate, $847/moElectric
$51,2015-year estimate, $853/moLuxury
$73,2435-year estimate, $1,221/moPopular vehicles: 5-year cost in Louisiana
2026 Toyota RAV4
$38,0345-year cost in LouisianaFull breakdown →2026 Honda CR-V
$37,7065-year cost in LouisianaFull breakdown →2026 Toyota Camry
$33,7015-year cost in LouisianaFull breakdown →2026 Honda Civic
$29,6095-year cost in LouisianaFull breakdown →2026 Ford F-150
$62,5915-year cost in LouisianaFull breakdown →2026 Tesla Model Y
$41,4985-year cost in LouisianaFull breakdown →2026 Chevrolet Equinox
$42,7915-year cost in LouisianaFull breakdown →2026 Toyota Corolla
$29,6045-year cost in LouisianaFull breakdown →EV vs. gas in Louisiana
At Louisiana’s $0.11/kWh electricity and $3.20/gal gas, charging a typical EV at home costs about $436 a year, versus about $1,239 a year to fuel a typical gas sedan — a savings of $803 per year. Run your own numbers with the EV vs. gas calculator.