VEHICLE COST ESTIMATE

2026 Toyota RAV4: 5-Year Cost of Ownership

An estimate of what a 2026 Toyota RAV4 typically costs to own over 5 years, based on a real $41,271 market price and 32 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$35,416

$590per month, averaged

$0.59per mile

Where the money goes

Depreciation$14,277

Fuel$6,562

Insurance$8,500

Maintenance$3,500

Taxes & fees$2,576

Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Toyota RAV4 ranks #9 of 63 SUVs and crossovers in our database for lowest 5-year cost — $11,487 less than the average SUV in our database ($46,903). Here’s how it stacks up against similarly priced rivals:

2026 Kia Sorento

$39,6365-year total · $661/mo · $40,571 market priceFull breakdown →

2026 Mitsubishi Outlander

$41,6125-year total · $694/mo · $40,019 market priceFull breakdown →

2026 Chevrolet Blazer

$42,6785-year total · $711/mo · $41,038 market priceFull breakdown →

2026 GMC Terrain

$43,6775-year total · $728/mo · $39,807 market priceFull breakdown →

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Toyota RAV4 by about $7,310 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Toyota RAV4 cost per month to own?

About $590 a month averaged over 5 years, or $35,416 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Toyota RAV4 lose in 5 years?

About $14,277, or 35% of its $41,271 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Toyota RAV4 cost to fuel?

At 32 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,312 a year ($109/month).

Is a 2026 Toyota RAV4 cheap to own compared with other SUVs and crossovers?

It ranks #9 of 63 for lowest 5-year cost among the SUVs and crossovers we track, costing $11,487 less than the average SUV in our database ($46,903). It works out to about $0.59 per mile driven.

Get your exact estimate

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