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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in New Hampshire

How New Hampshire’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

New Hampshire ranks #3 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $46,117 over 5 years, $2,771 (5.7%) less than the average state. See the full ranking.

New Hampshire at a glance

Gas price

$3.35per gallon, illustrative average

Electricity

$0.22per kWh, illustrative average

Sales tax

0.00%plus ~$60 average registration

Insurance in New Hampshire runs close to the national average in this model, reflected as a 1.00× multiplier on our base class rates.

What drives the cost in New Hampshire

Costs are held down mainly by sales tax (about $2,411 less over 5 years) and gas prices (about $389 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in New Hampshire

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with New Hampshire-specific tax, fee, fuel and insurance data.

Sedan

$31,3365-year estimate, $522/mo

SUV / crossover

$42,9365-year estimate, $716/mo

Truck

$44,8145-year estimate, $747/mo

Electric

$46,4255-year estimate, $774/mo

Luxury

$65,0735-year estimate, $1,085/mo

Popular vehicles: 5-year cost in New Hampshire

2026 Toyota RAV4

$32,6185-year cost in New HampshireFull breakdown →

2026 Honda CR-V

$32,4215-year cost in New HampshireFull breakdown →

2026 Toyota Camry

$28,7705-year cost in New HampshireFull breakdown →

2026 Honda Civic

$25,0845-year cost in New HampshireFull breakdown →

2026 Ford F-150

$56,1165-year cost in New HampshireFull breakdown →

2026 Tesla Model Y

$36,9225-year cost in New HampshireFull breakdown →

2026 Chevrolet Equinox

$37,6985-year cost in New HampshireFull breakdown →

2026 Toyota Corolla

$25,1475-year cost in New HampshireFull breakdown →

EV vs. gas in New Hampshire

At New Hampshire’s $0.22/kWh electricity and $3.35/gal gas, charging a typical EV at home costs about $871 a year, versus about $1,297 a year to fuel a typical gas sedan — a savings of $426 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select New Hampshire for a number tailored to your car, or browse real vehicle estimates.