2026 Ford F-150: 5-Year Cost of Ownership

An estimate of what a 2026 Ford F-150 typically costs to own over 5 years, based on a real $66,343 market price and 20 MPG combined.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Ford F-150 ranks #12 of 14 trucks in our database for lowest 5-year cost — $11,044 more than the average truck in our database ($49,543). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Ford F-150 by about $10,640 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Ford F-150 cost per month to own?

About $1,010 a month averaged over 5 years, or $60,587 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Ford F-150 lose in 5 years?

About $33,506, or 51% of its $66,343 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Ford F-150 cost to fuel?

At 20 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $2,100 a year ($175/month).

Is a 2026 Ford F-150 cheap to own compared with other trucks?

It ranks #12 of 14 for lowest 5-year cost among the trucks we track, costing $11,044 more than the average truck in our database ($49,543). It works out to about $1.01 per mile driven.

Get your exact estimate

Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.