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2026 Chevrolet Silverado 1500 ownership cost illustration
VEHICLE COST ESTIMATE

2026 Chevrolet Silverado 1500: 5-Year Cost of Ownership

An estimate of what a 2026 Chevrolet Silverado 1500 typically costs to own over 5 years, based on a real $60,809 market price and 19 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$56,771
$946per month, averaged
$0.95per mile

Where the money goes

Depreciation$29,470
Fuel$11,053
Insurance$8,750
Maintenance$3,750
Taxes & fees$3,749
Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Chevrolet Silverado 1500 ranks #11 of 14 trucks in our database for lowest 5-year cost — $7,229 more than the average truck in our database ($49,543). Here’s how it stacks up against similarly priced rivals:

2026 Jeep Gladiator

$49,3365-year total · $822/mo · $53,544 market priceFull breakdown →

2026 Toyota Tundra

$55,5785-year total · $926/mo · $67,845 market priceFull breakdown →

2026 Ford F-150

$60,5875-year total · $1,010/mo · $66,343 market priceFull breakdown →

2026 Ram 1500

$61,1785-year total · $1,020/mo · $65,229 market priceFull breakdown →

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Chevrolet Silverado 1500 by about $10,444 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Chevrolet Silverado 1500 cost per month to own?

About $946 a month averaged over 5 years, or $56,771 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Chevrolet Silverado 1500 lose in 5 years?

About $29,470, or 48% of its $60,809 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Chevrolet Silverado 1500 cost to fuel?

At 19 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $2,211 a year ($184/month).

Is a 2026 Chevrolet Silverado 1500 cheap to own compared with other trucks?

It ranks #11 of 14 for lowest 5-year cost among the trucks we track, costing $7,229 more than the average truck in our database ($49,543). It works out to about $0.95 per mile driven.

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