2026 Toyota Tundra: 5-Year Cost of Ownership
An estimate of what a 2026 Toyota Tundra typically costs to own over 5 years, based on a real $67,845 market price and 19 MPG combined.
Pricing data refreshed monthly · last updated September 2026
Where the money goes
How it compares
The 2026 Toyota Tundra ranks #10 of 14 trucks in our database for lowest 5-year cost — $6,036 more than the average truck in our database ($49,543). Here’s how it stacks up against similarly priced rivals:
2026 Ford F-150 Lightning
$54,0785-year total · $901/mo · $74,708 market priceFull breakdown →2026 Ford F-150
$60,5875-year total · $1,010/mo · $66,343 market priceFull breakdown →2026 Ram 1500
$61,1785-year total · $1,020/mo · $65,229 market priceFull breakdown →2026 GMC Sierra 1500
$61,8565-year total · $1,031/mo · $68,559 market priceFull breakdown →Head-to-head comparisons
Where it costs the least to own
Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Toyota Tundra by about $10,954 depending on where you live.
Cheapest states
Most expensive states
Quick answers
How much does a 2026 Toyota Tundra cost per month to own?
About $926 a month averaged over 5 years, or $55,578 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.
How much value does a 2026 Toyota Tundra lose in 5 years?
About $27,855, or 41% of its $67,845 market price. That’s based on what real 5-year-old examples sell for today.
How much does a 2026 Toyota Tundra cost to fuel?
At 19 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $2,211 a year ($184/month).
Is a 2026 Toyota Tundra cheap to own compared with other trucks?
It ranks #10 of 14 for lowest 5-year cost among the trucks we track, costing $6,036 more than the average truck in our database ($49,543). It works out to about $0.93 per mile driven.
Get your exact estimate
Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.
Open the interactive calculator →