2026 Ford F-150 Lightning: 5-Year Cost of Ownership
An estimate of what a 2026 Ford F-150 Lightning typically costs to own over 5 years, based on a real $74,708 market price and 47 MPG combined.
Pricing data refreshed monthly · last updated September 2026
$54,078
$901per month, averaged
$0.90per mile
Where the money goes
Depreciation$32,528
Fuel$4,468
Insurance$8,750
Maintenance$3,750
Taxes & fees$4,582
Purchase price is a real median market figure from MarketCheck. This nameplate has no valid 5-year resale comparable right now, so resale value uses our Truck-class depreciation curve instead. Insurance and maintenance use published class averages described on our methodology page.
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