Cost of Owning a Car in Florida
How Florida's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Florida at a glance
Gas price
$4per gallon, illustrative averageElectricity
$0.13per kWh, illustrative averageSales tax
6.00%plus ~$220 average registrationInsurance in Florida runs above the national average in this model, reflected as a 1.30× multiplier on our base class rates.
5-year cost by vehicle class in Florida
Uses real market-average vehicle prices per class (from our 48-vehicle MarketCheck pull) combined with Florida-specific tax, fee, fuel and insurance data.
Sedan
$31,8735-year estimate, $531/moSUV / crossover
$44,7755-year estimate, $746/moTruck
$55,5815-year estimate, $926/moElectric
$41,6195-year estimate, $694/moLuxury
$67,6035-year estimate, $1,127/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Florida for a number tailored to your car, or browse real vehicle estimates.