Cost of Owning a Car in Hawaii
How Hawaii’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Hawaii at a glance
Gas price
$4.65per gallon, illustrative averageElectricity
$0.42per kWh, illustrative averageSales tax
4.00%plus ~$60 average registrationInsurance in Hawaii runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.
What drives the cost in Hawaii
Costs are pushed up mainly by gas prices (about $2,611 more over 5 years) and insurance rates (about $442 more over 5 years). Working in your favor: sales tax (about $495 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Hawaii
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Hawaii-specific tax, fee, fuel and insurance data.
Sedan
$35,7765-year estimate, $596/moSUV / crossover
$48,2775-year estimate, $805/moTruck
$50,8035-year estimate, $847/moElectric
$53,2365-year estimate, $887/moLuxury
$71,7185-year estimate, $1,195/moPopular vehicles: 5-year cost in Hawaii
2026 Toyota RAV4
$37,1325-year cost in HawaiiFull breakdown →2026 Honda CR-V
$36,9965-year cost in HawaiiFull breakdown →2026 Toyota Camry
$32,2555-year cost in HawaiiFull breakdown →2026 Honda Civic
$28,8335-year cost in HawaiiFull breakdown →2026 Ford F-150
$63,1075-year cost in HawaiiFull breakdown →2026 Tesla Model Y
$42,8375-year cost in HawaiiFull breakdown →2026 Chevrolet Equinox
$42,4205-year cost in HawaiiFull breakdown →2026 Toyota Corolla
$28,7665-year cost in HawaiiFull breakdown →EV vs. gas in Hawaii
At Hawaii’s $0.42/kWh electricity and $4.65/gal gas, charging a typical EV at home costs about $1,663 a year, versus about $1,800 a year to fuel a typical gas sedan — a savings of $137 per year. Run your own numbers with the EV vs. gas calculator.