2026 Tesla Model Y: 5-Year Cost of Ownership
An estimate of what a 2026 Tesla Model Y typically costs to own over 5 years, based on a real $48,990 market price and 29 kWh/100 mi.
$38,857
$648per month, averaged
$0.65per mile
Where the money goes
Depreciation$21,234
Electricity$2,784
Insurance$9,500
Maintenance$2,300
Taxes & fees$3,039
Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.
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