Cost of Owning a Car in Oregon
How Oregon’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Oregon at a glance
Gas price
$3.90per gallon, illustrative averageElectricity
$0.13per kWh, illustrative averageSales tax
0.00%plus ~$130 average registrationInsurance in Oregon runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.
What drives the cost in Oregon
Costs are pushed up mainly by gas prices (about $880 more over 5 years). Working in your favor: sales tax (about $2,411 less over 5 years) and insurance rates (about $408 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Oregon
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Oregon-specific tax, fee, fuel and insurance data.
Sedan
$32,0835-year estimate, $535/moSUV / crossover
$43,8505-year estimate, $731/moTruck
$45,8815-year estimate, $765/moElectric
$44,2385-year estimate, $737/moLuxury
$65,9185-year estimate, $1,099/moPopular vehicles: 5-year cost in Oregon
2026 Toyota RAV4
$33,2945-year cost in OregonFull breakdown →2026 Honda CR-V
$33,1665-year cost in OregonFull breakdown →2026 Toyota Camry
$29,1545-year cost in OregonFull breakdown →2026 Honda Civic
$25,7095-year cost in OregonFull breakdown →2026 Ford F-150
$57,3985-year cost in OregonFull breakdown →2026 Tesla Model Y
$34,9515-year cost in OregonFull breakdown →2026 Chevrolet Equinox
$38,5665-year cost in OregonFull breakdown →2026 Toyota Corolla
$25,7465-year cost in OregonFull breakdown →EV vs. gas in Oregon
At Oregon’s $0.13/kWh electricity and $3.90/gal gas, charging a typical EV at home costs about $515 a year, versus about $1,510 a year to fuel a typical gas sedan — a savings of $995 per year. Run your own numbers with the EV vs. gas calculator.