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2026 Mazda MX-5 Miata ownership cost illustration
VEHICLE COST ESTIMATE

2026 Mazda MX-5 Miata: 5-Year Cost of Ownership

An estimate of what a 2026 Mazda MX-5 Miata typically costs to own over 5 years, based on a real $37,765 market price and 30 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$31,284
$521per month, averaged
$0.52per mile

Where the money goes

Depreciation$11,168
Fuel$7,000
Insurance$7,750
Maintenance$3,000
Taxes & fees$2,366
Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Mazda MX-5 Miata ranks #9 of 22 sedans in our database for lowest 5-year cost — $2,959 less than the average sedan in our database ($34,243). Here’s how it stacks up against similarly priced rivals:

2026 Toyota Prius

$31,1425-year total · $519/mo · $36,631 market priceFull breakdown →

2026 Toyota Camry

$31,1595-year total · $519/mo · $35,959 market priceFull breakdown →

2026 Acura Integra

$34,6975-year total · $578/mo · $41,090 market priceFull breakdown →

2026 Subaru WRX

$37,1375-year total · $619/mo · $37,992 market priceFull breakdown →

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Mazda MX-5 Miata by about $7,068 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Mazda MX-5 Miata cost per month to own?

About $521 a month averaged over 5 years, or $31,284 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Mazda MX-5 Miata lose in 5 years?

About $11,168, or 30% of its $37,765 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Mazda MX-5 Miata cost to fuel?

At 30 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,400 a year ($117/month).

Is a 2026 Mazda MX-5 Miata cheap to own compared with other sedans?

It ranks #9 of 22 for lowest 5-year cost among the sedans we track, costing $2,959 less than the average sedan in our database ($34,243). It works out to about $0.52 per mile driven.

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