Cost of Owning a Car in North Dakota
How North Dakota’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
North Dakota at a glance
Gas price
$3.45per gallon, illustrative averageElectricity
$0.11per kWh, illustrative averageSales tax
5.00%plus ~$60 average registrationInsurance in North Dakota runs below the national average in this model, reflected as a 0.80× multiplier on our base class rates.
What drives the cost in North Dakota
Costs are held down mainly by insurance rates (about $1,683 less over 5 years) and gas prices (about $158 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in North Dakota
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with North Dakota-specific tax, fee, fuel and insurance data.
Sedan
$31,9015-year estimate, $532/moSUV / crossover
$43,8625-year estimate, $731/moTruck
$46,0255-year estimate, $767/moElectric
$45,3185-year estimate, $755/moLuxury
$66,4175-year estimate, $1,107/moPopular vehicles: 5-year cost in North Dakota
2026 Toyota RAV4
$33,1695-year cost in North DakotaFull breakdown →2026 Honda CR-V
$32,8595-year cost in North DakotaFull breakdown →2026 Toyota Camry
$29,1455-year cost in North DakotaFull breakdown →2026 Honda Civic
$25,1215-year cost in North DakotaFull breakdown →2026 Ford F-150
$57,9835-year cost in North DakotaFull breakdown →2026 Tesla Model Y
$35,5585-year cost in North DakotaFull breakdown →2026 Chevrolet Equinox
$37,9805-year cost in North DakotaFull breakdown →2026 Toyota Corolla
$25,0955-year cost in North DakotaFull breakdown →EV vs. gas in North Dakota
At North Dakota’s $0.11/kWh electricity and $3.45/gal gas, charging a typical EV at home costs about $436 a year, versus about $1,335 a year to fuel a typical gas sedan — a savings of $900 per year. Run your own numbers with the EV vs. gas calculator.