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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Alabama

How Alabama’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

Alabama ranks #15 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $47,562 over 5 years, $1,326 (2.7%) less than the average state. See the full ranking.

Alabama at a glance

Gas price

$3.35per gallon, illustrative average

Electricity

$0.15per kWh, illustrative average

Sales tax

4.00%plus ~$90 average registration

Insurance in Alabama runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.

What drives the cost in Alabama

Costs are held down mainly by sales tax (about $495 less over 5 years) and insurance rates (about $408 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in Alabama

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Alabama-specific tax, fee, fuel and insurance data.

Sedan

$32,5155-year estimate, $542/mo

SUV / crossover

$44,4575-year estimate, $741/mo

Truck

$46,5675-year estimate, $776/mo

Electric

$46,9705-year estimate, $783/mo

Luxury

$67,2985-year estimate, $1,122/mo

Popular vehicles: 5-year cost in Alabama

2026 Toyota RAV4

$33,8745-year cost in AlabamaFull breakdown →

2026 Honda CR-V

$33,5765-year cost in AlabamaFull breakdown →

2026 Toyota Camry

$29,8505-year cost in AlabamaFull breakdown →

2026 Honda Civic

$25,8595-year cost in AlabamaFull breakdown →

2026 Ford F-150

$58,3625-year cost in AlabamaFull breakdown →

2026 Tesla Model Y

$37,2195-year cost in AlabamaFull breakdown →

2026 Chevrolet Equinox

$38,7115-year cost in AlabamaFull breakdown →

2026 Toyota Corolla

$25,8555-year cost in AlabamaFull breakdown →

EV vs. gas in Alabama

At Alabama’s $0.15/kWh electricity and $3.35/gal gas, charging a typical EV at home costs about $594 a year, versus about $1,297 a year to fuel a typical gas sedan — a savings of $703 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select Alabama for a number tailored to your car, or browse real vehicle estimates.