Cost of Owning a Car in Ohio
How Ohio’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Ohio at a glance
Gas price
$3.45per gallon, illustrative averageElectricity
$0.14per kWh, illustrative averageSales tax
5.75%plus ~$55 average registrationInsurance in Ohio runs below the national average in this model, reflected as a 0.85× multiplier on our base class rates.
What drives the cost in Ohio
Costs are pushed up mainly by sales tax (about $344 more over 5 years). Working in your favor: insurance rates (about $1,258 less over 5 years) and gas prices (about $158 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Ohio
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Ohio-specific tax, fee, fuel and insurance data.
Sedan
$32,5715-year estimate, $543/moSUV / crossover
$44,6425-year estimate, $744/moTruck
$46,8635-year estimate, $781/moElectric
$46,8275-year estimate, $780/moLuxury
$67,5365-year estimate, $1,126/moPopular vehicles: 5-year cost in Ohio
2026 Toyota RAV4
$33,8995-year cost in OhioFull breakdown →2026 Honda CR-V
$33,5695-year cost in OhioFull breakdown →2026 Toyota Camry
$29,7975-year cost in OhioFull breakdown →2026 Honda Civic
$25,7165-year cost in OhioFull breakdown →2026 Ford F-150
$58,9135-year cost in OhioFull breakdown →2026 Tesla Model Y
$36,9175-year cost in OhioFull breakdown →2026 Chevrolet Equinox
$38,6645-year cost in OhioFull breakdown →2026 Toyota Corolla
$25,6775-year cost in OhioFull breakdown →EV vs. gas in Ohio
At Ohio’s $0.14/kWh electricity and $3.45/gal gas, charging a typical EV at home costs about $554 a year, versus about $1,335 a year to fuel a typical gas sedan — a savings of $781 per year. Run your own numbers with the EV vs. gas calculator.