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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Wisconsin

How Wisconsin’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

Wisconsin ranks #20 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $47,789 over 5 years, $1,099 (2.2%) less than the average state. See the full ranking.

Wisconsin at a glance

Gas price

$3.40per gallon, illustrative average

Electricity

$0.16per kWh, illustrative average

Sales tax

5.00%plus ~$110 average registration

Insurance in Wisconsin runs below the national average in this model, reflected as a 0.90× multiplier on our base class rates.

What drives the cost in Wisconsin

Costs are held down mainly by insurance rates (about $833 less over 5 years) and gas prices (about $274 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in Wisconsin

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Wisconsin-specific tax, fee, fuel and insurance data.

Sedan

$32,6295-year estimate, $544/mo

SUV / crossover

$44,6475-year estimate, $744/mo

Truck

$46,8205-year estimate, $780/mo

Electric

$47,3085-year estimate, $788/mo

Luxury

$67,5425-year estimate, $1,126/mo

Popular vehicles: 5-year cost in Wisconsin

2026 Toyota RAV4

$33,9765-year cost in WisconsinFull breakdown →

2026 Honda CR-V

$33,6595-year cost in WisconsinFull breakdown →

2026 Toyota Camry

$29,9065-year cost in WisconsinFull breakdown →

2026 Honda Civic

$25,8615-year cost in WisconsinFull breakdown →

2026 Ford F-150

$58,7585-year cost in WisconsinFull breakdown →

2026 Tesla Model Y

$37,4285-year cost in WisconsinFull breakdown →

2026 Chevrolet Equinox

$38,7695-year cost in WisconsinFull breakdown →

2026 Toyota Corolla

$25,8375-year cost in WisconsinFull breakdown →

EV vs. gas in Wisconsin

At Wisconsin’s $0.16/kWh electricity and $3.40/gal gas, charging a typical EV at home costs about $634 a year, versus about $1,316 a year to fuel a typical gas sedan — a savings of $683 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select Wisconsin for a number tailored to your car, or browse real vehicle estimates.