Cost of Owning a Car in Vermont
How Vermont’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Vermont at a glance
Gas price
$3.55per gallon, illustrative averageElectricity
$0.20per kWh, illustrative averageSales tax
6.00%plus ~$75 average registrationInsurance in Vermont runs below the national average in this model, reflected as a 0.80× multiplier on our base class rates.
What drives the cost in Vermont
Costs are pushed up mainly by sales tax (about $464 more over 5 years). Working in your favor: insurance rates (about $1,683 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Vermont
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Vermont-specific tax, fee, fuel and insurance data.
Sedan
$32,4935-year estimate, $542/moSUV / crossover
$44,5875-year estimate, $743/moTruck
$46,8415-year estimate, $781/moElectric
$47,7095-year estimate, $795/moLuxury
$67,3815-year estimate, $1,123/moPopular vehicles: 5-year cost in Vermont
2026 Toyota RAV4
$33,7855-year cost in VermontFull breakdown →2026 Honda CR-V
$33,4615-year cost in VermontFull breakdown →2026 Toyota Camry
$29,6475-year cost in VermontFull breakdown →2026 Honda Civic
$25,5915-year cost in VermontFull breakdown →2026 Ford F-150
$58,9625-year cost in VermontFull breakdown →2026 Tesla Model Y
$37,6285-year cost in VermontFull breakdown →2026 Chevrolet Equinox
$38,5695-year cost in VermontFull breakdown →2026 Toyota Corolla
$25,5435-year cost in VermontFull breakdown →EV vs. gas in Vermont
At Vermont’s $0.20/kWh electricity and $3.55/gal gas, charging a typical EV at home costs about $792 a year, versus about $1,374 a year to fuel a typical gas sedan — a savings of $582 per year. Run your own numbers with the EV vs. gas calculator.