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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Idaho

How Idaho’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

Idaho ranks #16 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $47,593 over 5 years, $1,295 (2.6%) less than the average state. See the full ranking.

Idaho at a glance

Gas price

$3.65per gallon, illustrative average

Electricity

$0.10per kWh, illustrative average

Sales tax

6.00%plus ~$75 average registration

Insurance in Idaho runs below the national average in this model, reflected as a 0.80× multiplier on our base class rates.

What drives the cost in Idaho

Costs are pushed up mainly by sales tax (about $464 more over 5 years) and gas prices (about $303 more over 5 years). Working in your favor: insurance rates (about $1,683 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in Idaho

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Idaho-specific tax, fee, fuel and insurance data.

Sedan

$32,6875-year estimate, $545/mo

SUV / crossover

$44,8185-year estimate, $747/mo

Truck

$47,1025-year estimate, $785/mo

Electric

$45,7295-year estimate, $762/mo

Luxury

$67,6315-year estimate, $1,127/mo

Popular vehicles: 5-year cost in Idaho

2026 Toyota RAV4

$33,9725-year cost in IdahoFull breakdown →

2026 Honda CR-V

$33,6615-year cost in IdahoFull breakdown →

2026 Toyota Camry

$29,7755-year cost in IdahoFull breakdown →

2026 Honda Civic

$25,7625-year cost in IdahoFull breakdown →

2026 Ford F-150

$59,2625-year cost in IdahoFull breakdown →

2026 Tesla Model Y

$35,8885-year cost in IdahoFull breakdown →

2026 Chevrolet Equinox

$38,7915-year cost in IdahoFull breakdown →

2026 Toyota Corolla

$25,7105-year cost in IdahoFull breakdown →

EV vs. gas in Idaho

At Idaho’s $0.10/kWh electricity and $3.65/gal gas, charging a typical EV at home costs about $396 a year, versus about $1,413 a year to fuel a typical gas sedan — a savings of $1,017 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select Idaho for a number tailored to your car, or browse real vehicle estimates.