Cost of Owning a Car in Texas
How Texas's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Texas at a glance
Gas price
$3per gallon, illustrative averageElectricity
$0.14per kWh, illustrative averageSales tax
6.25%plus ~$75 average registrationInsurance in Texas runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.
5-year cost by vehicle class in Texas
Uses real market-average vehicle prices per class (from our 48-vehicle MarketCheck pull) combined with Texas-specific tax, fee, fuel and insurance data.
Sedan
$29,2175-year estimate, $487/moSUV / crossover
$41,7565-year estimate, $696/moTruck
$52,2535-year estimate, $871/moElectric
$39,3995-year estimate, $657/moLuxury
$63,7275-year estimate, $1,062/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Texas for a number tailored to your car, or browse real vehicle estimates.