Cost of Owning a Car in Arizona
How Arizona’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Arizona at a glance
Gas price
$3.75per gallon, illustrative averageElectricity
$0.14per kWh, illustrative averageSales tax
5.60%plus ~$95 average registrationInsurance in Arizona runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.
What drives the cost in Arizona
Costs are pushed up mainly by gas prices (about $534 more over 5 years) and sales tax (about $272 more over 5 years). Working in your favor: insurance rates (about $408 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Arizona
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Arizona-specific tax, fee, fuel and insurance data.
Sedan
$33,9095-year estimate, $565/moSUV / crossover
$46,1525-year estimate, $769/moTruck
$48,4805-year estimate, $808/moElectric
$47,7285-year estimate, $795/moLuxury
$69,4215-year estimate, $1,157/moPopular vehicles: 5-year cost in Arizona
2026 Toyota RAV4
$35,2895-year cost in ArizonaFull breakdown →2026 Honda CR-V
$35,0015-year cost in ArizonaFull breakdown →2026 Toyota Camry
$30,9415-year cost in ArizonaFull breakdown →2026 Honda Civic
$27,0035-year cost in ArizonaFull breakdown →2026 Ford F-150
$60,6295-year cost in ArizonaFull breakdown →2026 Tesla Model Y
$37,8335-year cost in ArizonaFull breakdown →2026 Chevrolet Equinox
$40,1685-year cost in ArizonaFull breakdown →2026 Toyota Corolla
$26,9525-year cost in ArizonaFull breakdown →EV vs. gas in Arizona
At Arizona’s $0.14/kWh electricity and $3.75/gal gas, charging a typical EV at home costs about $554 a year, versus about $1,452 a year to fuel a typical gas sedan — a savings of $897 per year. Run your own numbers with the EV vs. gas calculator.