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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Minnesota

How Minnesota's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.

Minnesota at a glance

Gas price

$3per gallon, illustrative average

Electricity

$0.14per kWh, illustrative average

Sales tax

6.88%plus ~$80 average registration

Insurance in Minnesota runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.

5-year cost by vehicle class in Minnesota

Uses real market-average vehicle prices per class (from our 48-vehicle MarketCheck pull) combined with Minnesota-specific tax, fee, fuel and insurance data.

Sedan

$28,9625-year estimate, $483/mo

SUV / crossover

$41,6095-year estimate, $693/mo

Truck

$52,3235-year estimate, $872/mo

Electric

$38,7405-year estimate, $646/mo

Luxury

$63,3735-year estimate, $1,056/mo
Your actual cost depends on the specific vehicle — use the interactive calculator and select Minnesota for a number tailored to your car, or browse real vehicle estimates.