Cost of Owning a Car in Kentucky
How Kentucky's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Kentucky at a glance
Gas price
$3per gallon, illustrative averageElectricity
$0.13per kWh, illustrative averageSales tax
6.00%plus ~$45 average registrationInsurance in Kentucky runs close to the national average in this model, reflected as a 1.00× multiplier on our base class rates.
5-year cost by vehicle class in Kentucky
Uses real market-average vehicle prices per class (from our 48-vehicle MarketCheck pull) combined with Kentucky-specific tax, fee, fuel and insurance data.
Sedan
$29,0485-year estimate, $484/moSUV / crossover
$41,6215-year estimate, $694/moTruck
$52,2105-year estimate, $870/moElectric
$38,5945-year estimate, $643/moLuxury
$63,3835-year estimate, $1,056/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Kentucky for a number tailored to your car, or browse real vehicle estimates.