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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Nebraska

How Nebraska’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

Nebraska ranks #12 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $47,247 over 5 years, $1,641 (3.4%) less than the average state. See the full ranking.

Nebraska at a glance

Gas price

$3.35per gallon, illustrative average

Electricity

$0.11per kWh, illustrative average

Sales tax

5.50%plus ~$55 average registration

Insurance in Nebraska runs below the national average in this model, reflected as a 0.85× multiplier on our base class rates.

What drives the cost in Nebraska

Costs are pushed up mainly by sales tax (about $224 more over 5 years). Working in your favor: insurance rates (about $1,258 less over 5 years) and gas prices (about $389 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in Nebraska

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Nebraska-specific tax, fee, fuel and insurance data.

Sedan

$32,2825-year estimate, $538/mo

SUV / crossover

$44,2915-year estimate, $738/mo

Truck

$46,4675-year estimate, $774/mo

Electric

$46,0855-year estimate, $768/mo

Luxury

$67,1115-year estimate, $1,119/mo

Popular vehicles: 5-year cost in Nebraska

2026 Toyota RAV4

$33,6085-year cost in NebraskaFull breakdown →

2026 Honda CR-V

$33,2725-year cost in NebraskaFull breakdown →

2026 Toyota Camry

$29,5805-year cost in NebraskaFull breakdown →

2026 Honda Civic

$25,4745-year cost in NebraskaFull breakdown →

2026 Ford F-150

$58,4475-year cost in NebraskaFull breakdown →

2026 Tesla Model Y

$36,2725-year cost in NebraskaFull breakdown →

2026 Chevrolet Equinox

$38,3545-year cost in NebraskaFull breakdown →

2026 Toyota Corolla

$25,4445-year cost in NebraskaFull breakdown →

EV vs. gas in Nebraska

At Nebraska’s $0.11/kWh electricity and $3.35/gal gas, charging a typical EV at home costs about $436 a year, versus about $1,297 a year to fuel a typical gas sedan — a savings of $861 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select Nebraska for a number tailored to your car, or browse real vehicle estimates.