Cost of Owning a Car in Missouri
How Missouri’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Missouri at a glance
Gas price
$3.20per gallon, illustrative averageElectricity
$0.12per kWh, illustrative averageSales tax
4.23%plus ~$60 average registrationInsurance in Missouri runs close to the national average in this model, reflected as a 0.95× multiplier on our base class rates.
What drives the cost in Missouri
Costs are held down mainly by gas prices (about $735 less over 5 years) and insurance rates (about $408 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Missouri
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Missouri-specific tax, fee, fuel and insurance data.
Sedan
$32,2815-year estimate, $538/moSUV / crossover
$44,1895-year estimate, $736/moTruck
$46,2675-year estimate, $771/moElectric
$46,4805-year estimate, $775/moLuxury
$67,0505-year estimate, $1,118/moPopular vehicles: 5-year cost in Missouri
2026 Toyota RAV4
$33,6565-year cost in MissouriFull breakdown →2026 Honda CR-V
$33,3335-year cost in MissouriFull breakdown →2026 Toyota Camry
$29,7105-year cost in MissouriFull breakdown →2026 Honda Civic
$25,6365-year cost in MissouriFull breakdown →2026 Ford F-150
$58,0315-year cost in MissouriFull breakdown →2026 Tesla Model Y
$36,7775-year cost in MissouriFull breakdown →2026 Chevrolet Equinox
$38,4275-year cost in MissouriFull breakdown →2026 Toyota Corolla
$25,6355-year cost in MissouriFull breakdown →EV vs. gas in Missouri
At Missouri’s $0.12/kWh electricity and $3.20/gal gas, charging a typical EV at home costs about $475 a year, versus about $1,239 a year to fuel a typical gas sedan — a savings of $764 per year. Run your own numbers with the EV vs. gas calculator.