Cost of Owning a Car in Utah
How Utah’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Utah at a glance
Gas price
$3.65per gallon, illustrative averageElectricity
$0.11per kWh, illustrative averageSales tax
6.10%plus ~$55 average registrationInsurance in Utah runs below the national average in this model, reflected as a 0.85× multiplier on our base class rates.
What drives the cost in Utah
Costs are pushed up mainly by sales tax (about $512 more over 5 years) and gas prices (about $303 more over 5 years). Working in your favor: insurance rates (about $1,258 less over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Utah
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Utah-specific tax, fee, fuel and insurance data.
Sedan
$33,0935-year estimate, $552/moSUV / crossover
$45,2715-year estimate, $755/moTruck
$47,5745-year estimate, $793/moElectric
$46,4415-year estimate, $774/moLuxury
$68,2815-year estimate, $1,138/moPopular vehicles: 5-year cost in Utah
2026 Toyota RAV4
$34,4185-year cost in UtahFull breakdown →2026 Honda CR-V
$34,1055-year cost in UtahFull breakdown →2026 Toyota Camry
$30,1795-year cost in UtahFull breakdown →2026 Honda Civic
$26,1585-year cost in UtahFull breakdown →2026 Ford F-150
$59,7455-year cost in UtahFull breakdown →2026 Tesla Model Y
$36,5665-year cost in UtahFull breakdown →2026 Chevrolet Equinox
$39,2315-year cost in UtahFull breakdown →2026 Toyota Corolla
$26,1045-year cost in UtahFull breakdown →EV vs. gas in Utah
At Utah’s $0.11/kWh electricity and $3.65/gal gas, charging a typical EV at home costs about $436 a year, versus about $1,413 a year to fuel a typical gas sedan — a savings of $977 per year. Run your own numbers with the EV vs. gas calculator.