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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Georgia

How Georgia’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.

Georgia ranks #25 of 51 (1 = cheapest) for the cost of owning a typical vehicle — about $48,279 over 5 years, $609 (1.2%) less than the average state. See the full ranking.

Georgia at a glance

Gas price

$3.30per gallon, illustrative average

Electricity

$0.13per kWh, illustrative average

Sales tax

4.00%plus ~$50 average registration

Insurance in Georgia runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.

What drives the cost in Georgia

Costs are pushed up mainly by insurance rates (about $442 more over 5 years). Working in your favor: gas prices (about $505 less over 5 years) and sales tax (about $495 less over 5 years). (Figures are for a typical SUV compared with the average state.)

5-year cost by vehicle class in Georgia

Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Georgia-specific tax, fee, fuel and insurance data.

Sedan

$33,1545-year estimate, $553/mo

SUV / crossover

$45,1525-year estimate, $753/mo

Truck

$47,2725-year estimate, $788/mo

Electric

$47,4845-year estimate, $791/mo

Luxury

$68,3335-year estimate, $1,139/mo

Popular vehicles: 5-year cost in Georgia

2026 Toyota RAV4

$34,5905-year cost in GeorgiaFull breakdown →

2026 Honda CR-V

$34,2865-year cost in GeorgiaFull breakdown →

2026 Toyota Camry

$30,5225-year cost in GeorgiaFull breakdown →

2026 Honda Civic

$26,5085-year cost in GeorgiaFull breakdown →

2026 Ford F-150

$59,0475-year cost in GeorgiaFull breakdown →

2026 Tesla Model Y

$37,7815-year cost in GeorgiaFull breakdown →

2026 Chevrolet Equinox

$39,4105-year cost in GeorgiaFull breakdown →

2026 Toyota Corolla

$26,5065-year cost in GeorgiaFull breakdown →

EV vs. gas in Georgia

At Georgia’s $0.13/kWh electricity and $3.30/gal gas, charging a typical EV at home costs about $515 a year, versus about $1,277 a year to fuel a typical gas sedan — a savings of $763 per year. Run your own numbers with the EV vs. gas calculator.

States with similar costs

Your actual cost depends on the specific vehicle — use the interactive calculator and select Georgia for a number tailored to your car, or browse real vehicle estimates.