Cost of Owning a Car in Pennsylvania
How Pennsylvania’s gas prices, electricity rates, sales tax and insurance costs affect what you’ll typically pay to own a vehicle.
Pennsylvania at a glance
Gas price
$3.75per gallon, illustrative averageElectricity
$0.16per kWh, illustrative averageSales tax
6.00%plus ~$45 average registrationInsurance in Pennsylvania runs close to the national average in this model, reflected as a 1.00× multiplier on our base class rates.
What drives the cost in Pennsylvania
Costs are pushed up mainly by gas prices (about $534 more over 5 years) and sales tax (about $464 more over 5 years). (Figures are for a typical SUV compared with the average state.)
5-year cost by vehicle class in Pennsylvania
Uses real market-average vehicle prices per class (from our 152-vehicle MarketCheck pull) combined with Pennsylvania-specific tax, fee, fuel and insurance data.
Sedan
$34,4005-year estimate, $573/moSUV / crossover
$46,7195-year estimate, $779/moTruck
$49,0835-year estimate, $818/moElectric
$48,7875-year estimate, $813/moLuxury
$70,2515-year estimate, $1,171/moPopular vehicles: 5-year cost in Pennsylvania
2026 Toyota RAV4
$35,8305-year cost in PennsylvaniaFull breakdown →2026 Honda CR-V
$35,5315-year cost in PennsylvaniaFull breakdown →2026 Toyota Camry
$31,4235-year cost in PennsylvaniaFull breakdown →2026 Honda Civic
$27,4545-year cost in PennsylvaniaFull breakdown →2026 Ford F-150
$61,2825-year cost in PennsylvaniaFull breakdown →2026 Tesla Model Y
$38,8025-year cost in PennsylvaniaFull breakdown →2026 Chevrolet Equinox
$40,6835-year cost in PennsylvaniaFull breakdown →2026 Toyota Corolla
$27,3965-year cost in PennsylvaniaFull breakdown →EV vs. gas in Pennsylvania
At Pennsylvania’s $0.16/kWh electricity and $3.75/gal gas, charging a typical EV at home costs about $634 a year, versus about $1,452 a year to fuel a typical gas sedan — a savings of $818 per year. Run your own numbers with the EV vs. gas calculator.