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COST OF OWNERSHIP BY STATE

Cost of Owning a Car in Massachusetts

How Massachusetts's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.

Massachusetts at a glance

Gas price

$4per gallon, illustrative average

Electricity

$0.24per kWh, illustrative average

Sales tax

6.25%plus ~$75 average registration

Insurance in Massachusetts runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.

5-year cost by vehicle class in Massachusetts

Uses real market-average vehicle prices per class (from our 48-vehicle MarketCheck pull) combined with Massachusetts-specific tax, fee, fuel and insurance data.

Sedan

$29,8665-year estimate, $498/mo

SUV / crossover

$42,6135-year estimate, $710/mo

Truck

$53,3965-year estimate, $890/mo

Electric

$41,2595-year estimate, $688/mo

Luxury

$64,6165-year estimate, $1,077/mo
Your actual cost depends on the specific vehicle — use the interactive calculator and select Massachusetts for a number tailored to your car, or browse real vehicle estimates.