Cost of Owning a Car in Illinois
How Illinois's gas prices, electricity rates, sales tax and insurance costs affect what you'll typically pay to own a vehicle.
Illinois at a glance
Gas price
$4per gallon, illustrative averageElectricity
$0.15per kWh, illustrative averageSales tax
6.25%plus ~$220 average registrationInsurance in Illinois runs close to the national average in this model, reflected as a 1.05× multiplier on our base class rates.
5-year cost by vehicle class in Illinois
Uses real market-average vehicle prices per class (from our 48-vehicle MarketCheck pull) combined with Illinois-specific tax, fee, fuel and insurance data.
Sedan
$30,5795-year estimate, $510/moSUV / crossover
$43,5085-year estimate, $725/moTruck
$54,5415-year estimate, $909/moElectric
$39,7305-year estimate, $662/moLuxury
$65,5395-year estimate, $1,092/moYour actual cost depends on the specific vehicle — use the interactive calculator and select Illinois for a number tailored to your car, or browse real vehicle estimates.