VEHICLE COST ESTIMATE

2026 Subaru Solterra: 5-Year Cost of Ownership

An estimate of what a 2026 Subaru Solterra typically costs to own over 5 years, based on a real $36,348 market price and 28 kWh/100 mi.

Pricing data refreshed monthly · last updated September 2026

$35,248

$587per month, averaged

$0.59per mile

Where the money goes

Depreciation$18,479

Electricity$2,688

Insurance$9,500

Maintenance$2,300

Taxes & fees$2,281

Purchase price is a real median market figure from MarketCheck (pulled September 2026). This nameplate has no valid 5-year-old resale comparable right now, so resale value uses our Electric-class depreciation curve instead. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Subaru Solterra ranks #1 of 15 electric vehicles in our database for lowest 5-year cost — $13,653 less than the average EV in our database ($48,902). Here’s how it stacks up against similarly priced rivals:

2026 Tesla Model 3

$35,9675-year total · $599/mo · $42,994 market priceFull breakdown →

2026 Nissan Leaf

$36,3105-year total · $605/mo · $37,540 market priceFull breakdown →

2026 Hyundai Ioniq 5

$40,2675-year total · $671/mo · $45,008 market priceFull breakdown →

2026 Chevrolet Equinox EV

$41,2295-year total · $687/mo · $46,195 market priceFull breakdown →

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Subaru Solterra by about $7,562 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Subaru Solterra cost per month to own?

About $587 a month averaged over 5 years, or $35,248 in total. That covers depreciation, electricity, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Subaru Solterra lose in 5 years?

About $18,479, or 51% of its $36,348 market price. That uses our Electric-class depreciation curve.

How much does it cost to charge a 2026 Subaru Solterra?

At 28 kWh per 100 miles, 12,000 miles a year and $0.16/kWh, charging costs about $538 a year ($45/month) at home.

Is a 2026 Subaru Solterra cheap to own compared with other electric vehicles?

It ranks #1 of 15 for lowest 5-year cost among the electric vehicles we track, costing $13,653 less than the average EV in our database ($48,902). It works out to about $0.59 per mile driven.

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