2026 Tesla Model 3: 5-Year Cost of Ownership

An estimate of what a 2026 Tesla Model 3 typically costs to own over 5 years, based on a real $42,994 market price and 30 kWh/100 mi.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Tesla Model 3 ranks #2 of 15 electric vehicles in our database for lowest 5-year cost — $12,935 less than the average EV in our database ($48,902). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Tesla Model 3 by about $8,200 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Tesla Model 3 cost per month to own?

About $599 a month averaged over 5 years, or $35,967 in total. That covers depreciation, electricity, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Tesla Model 3 lose in 5 years?

About $18,607, or 43% of its $42,994 market price. That’s based on what real 5-year-old examples sell for today.

How much does it cost to charge a 2026 Tesla Model 3?

At 30 kWh per 100 miles, 12,000 miles a year and $0.16/kWh, charging costs about $576 a year ($48/month) at home.

Is a 2026 Tesla Model 3 cheap to own compared with other electric vehicles?

It ranks #2 of 15 for lowest 5-year cost among the electric vehicles we track, costing $12,935 less than the average EV in our database ($48,902). It works out to about $0.60 per mile driven.

Get your exact estimate

Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.