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2026 Toyota Corolla Cross ownership cost illustration
VEHICLE COST ESTIMATE

2026 Toyota Corolla Cross: 5-Year Cost of Ownership

An estimate of what a 2026 Toyota Corolla Cross typically costs to own over 5 years, based on a real $32,613 market price and 32 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$36,375
$606per month, averaged
$0.61per mile

Where the money goes

Depreciation$15,755
Fuel$6,562
Insurance$8,500
Maintenance$3,500
Taxes & fees$2,057
Purchase price is a real median market figure from MarketCheck (pulled September 2026). This nameplate has no valid 5-year-old resale comparable right now, so resale value uses our SUV / crossover-class depreciation curve instead. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Toyota Corolla Cross ranks #14 of 63 SUVs and crossovers in our database for lowest 5-year cost — $10,528 less than the average SUV in our database ($46,903). Here’s how it stacks up against similarly priced rivals:

2026 Honda HR-V

$32,9175-year total · $549/mo · $31,649 market priceFull breakdown →

2026 Mazda CX-30

$33,5125-year total · $559/mo · $32,153 market priceFull breakdown →

2026 Kia Niro

$34,7225-year total · $579/mo · $33,921 market priceFull breakdown →

2026 Buick Encore GX

$35,9575-year total · $599/mo · $31,936 market priceFull breakdown →

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Toyota Corolla Cross by about $6,682 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Toyota Corolla Cross cost per month to own?

About $606 a month averaged over 5 years, or $36,375 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Toyota Corolla Cross lose in 5 years?

About $15,755, or 48% of its $32,613 market price. That uses our SUV / crossover-class depreciation curve.

How much does a 2026 Toyota Corolla Cross cost to fuel?

At 32 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,312 a year ($109/month).

Is a 2026 Toyota Corolla Cross cheap to own compared with other SUVs and crossovers?

It ranks #14 of 63 for lowest 5-year cost among the SUVs and crossovers we track, costing $10,528 less than the average SUV in our database ($46,903). It works out to about $0.61 per mile driven.

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