2026 BMW iX: 5-Year Cost of Ownership
An estimate of what a 2026 BMW iX typically costs to own over 5 years, based on a real $95,095 market price and 35 MPG combined.
Pricing data refreshed monthly · last updated September 2026
Where the money goes
How it compares
The 2026 BMW iX ranks #35 of 38 luxury vehicles in our database for lowest 5-year cost — $12,462 more than the average luxury vehicle in our database ($70,172). Here’s how it stacks up against similarly priced rivals:
2026 Mercedes-Benz EQE
$78,3665-year total · $1,306/mo · $89,230 market priceFull breakdown →2026 BMW X6
$79,8975-year total · $1,332/mo · $91,166 market priceFull breakdown →2026 Porsche Macan
$81,6745-year total · $1,361/mo · $85,442 market priceFull breakdown →2026 Audi Q8
$86,9815-year total · $1,450/mo · $87,569 market priceFull breakdown →Where it costs the least to own
Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 BMW iX by about $12,006 depending on where you live.
Cheapest states
Most expensive states
Quick answers
How much does a 2026 BMW iX cost per month to own?
About $1,377 a month averaged over 5 years, or $82,635 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.
How much value does a 2026 BMW iX lose in 5 years?
About $53,529, or 56% of its $95,095 market price. That uses our Luxury-class depreciation curve.
How much does a 2026 BMW iX cost to fuel?
At 35 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,200 a year ($100/month).
Is a 2026 BMW iX cheap to own compared with other luxury vehicles?
It ranks #35 of 38 for lowest 5-year cost among the luxury vehicles we track, costing $12,462 more than the average luxury vehicle in our database ($70,172). It works out to about $1.38 per mile driven.
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