2026 BMW 3 Series: 5-Year Cost of Ownership
An estimate of what a 2026 BMW 3 Series typically costs to own over 5 years, based on a real $56,634 market price and 31 MPG combined.
$58,610
$977per month, averaged
$0.98per mile
Where the money goes
Depreciation$31,038
Fuel$6,774
Insurance$12,000
Maintenance$5,300
Taxes & fees$3,498
Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.
Get your exact estimate
Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.
Open the interactive calculator →