2026 Toyota Tacoma: 5-Year Cost of Ownership

An estimate of what a 2026 Toyota Tacoma typically costs to own over 5 years, based on a real $47,035 market price and 23 MPG combined.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Toyota Tacoma ranks #3 of 14 trucks in our database for lowest 5-year cost — $10,727 less than the average truck in our database ($49,543). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Toyota Tacoma by about $8,731 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Toyota Tacoma cost per month to own?

About $647 a month averaged over 5 years, or $38,816 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Toyota Tacoma lose in 5 years?

About $14,263, or 30% of its $47,035 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Toyota Tacoma cost to fuel?

At 23 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,826 a year ($152/month).

Is a 2026 Toyota Tacoma cheap to own compared with other trucks?

It ranks #3 of 14 for lowest 5-year cost among the trucks we track, costing $10,727 less than the average truck in our database ($49,543). It works out to about $0.65 per mile driven.

Get your exact estimate

Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.