2026 Toyota 4Runner: 5-Year Cost of Ownership

An estimate of what a 2026 Toyota 4Runner typically costs to own over 5 years, based on a real $60,066 market price and 22 MPG combined.

Pricing data refreshed monthly · last updated September 2026

Where the money goes

How it compares

The 2026 Toyota 4Runner ranks #38 of 63 SUVs and crossovers in our database for lowest 5-year cost — $668 more than the average SUV in our database ($46,903). Here’s how it stacks up against similarly priced rivals:

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Toyota 4Runner by about $9,780 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Toyota 4Runner cost per month to own?

About $793 a month averaged over 5 years, or $47,571 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Toyota 4Runner lose in 5 years?

About $22,322, or 37% of its $60,066 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Toyota 4Runner cost to fuel?

At 22 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,909 a year ($159/month).

Is a 2026 Toyota 4Runner cheap to own compared with other SUVs and crossovers?

It ranks #38 of 63 for lowest 5-year cost among the SUVs and crossovers we track, costing $668 more than the average SUV in our database ($46,903). It works out to about $0.79 per mile driven.

Get your exact estimate

Enter your own ZIP code, mileage and ownership period — or decode your exact VIN — in the interactive calculator for a personalized number.