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2026 Subaru Forester ownership cost illustration
VEHICLE COST ESTIMATE

2026 Subaru Forester: 5-Year Cost of Ownership

An estimate of what a 2026 Subaru Forester typically costs to own over 5 years, based on a real $39,329 market price and 29 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$38,040
$634per month, averaged
$0.63per mile

Where the money goes

Depreciation$16,339
Fuel$7,241
Insurance$8,500
Maintenance$3,500
Taxes & fees$2,460
Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Subaru Forester ranks #17 of 63 SUVs and crossovers in our database for lowest 5-year cost — $8,863 less than the average SUV in our database ($46,903). Here’s how it stacks up against similarly priced rivals:

2026 Honda CR-V

$35,0865-year total · $585/mo · $38,754 market priceFull breakdown →

2026 Mitsubishi Outlander

$41,6125-year total · $694/mo · $40,019 market priceFull breakdown →

2026 Volkswagen Tiguan

$43,0475-year total · $717/mo · $39,563 market priceFull breakdown →

2026 GMC Terrain

$43,6775-year total · $728/mo · $39,807 market priceFull breakdown →

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Subaru Forester by about $7,421 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Subaru Forester cost per month to own?

About $634 a month averaged over 5 years, or $38,040 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Subaru Forester lose in 5 years?

About $16,339, or 42% of its $39,329 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Subaru Forester cost to fuel?

At 29 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,448 a year ($121/month).

Is a 2026 Subaru Forester cheap to own compared with other SUVs and crossovers?

It ranks #17 of 63 for lowest 5-year cost among the SUVs and crossovers we track, costing $8,863 less than the average SUV in our database ($46,903). It works out to about $0.63 per mile driven.

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