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2026 Kia Sportage ownership cost illustration
VEHICLE COST ESTIMATE

2026 Kia Sportage: 5-Year Cost of Ownership

An estimate of what a 2026 Kia Sportage typically costs to own over 5 years, based on a real $35,323 market price and 27 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$39,062
$651per month, averaged
$0.65per mile

Where the money goes

Depreciation$17,065
Fuel$7,778
Insurance$8,500
Maintenance$3,500
Taxes & fees$2,219
Purchase price is a real median market figure from MarketCheck (pulled September 2026). This nameplate has no valid 5-year-old resale comparable right now, so resale value uses our SUV / crossover-class depreciation curve instead. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Kia Sportage ranks #18 of 63 SUVs and crossovers in our database for lowest 5-year cost — $7,841 less than the average SUV in our database ($46,903). Here’s how it stacks up against similarly priced rivals:

2026 Kia Niro

$34,7225-year total · $579/mo · $33,921 market priceFull breakdown →

2026 Volkswagen Taos

$37,8545-year total · $631/mo · $34,087 market priceFull breakdown →

2026 Chevrolet Equinox

$40,1835-year total · $670/mo · $35,186 market priceFull breakdown →

2026 Jeep Compass

$40,9535-year total · $683/mo · $35,911 market priceFull breakdown →

Head-to-head comparisons

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Kia Sportage by about $7,330 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Kia Sportage cost per month to own?

About $651 a month averaged over 5 years, or $39,062 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Kia Sportage lose in 5 years?

About $17,065, or 48% of its $35,323 market price. That uses our SUV / crossover-class depreciation curve.

How much does a 2026 Kia Sportage cost to fuel?

At 27 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $1,556 a year ($130/month).

Is a 2026 Kia Sportage cheap to own compared with other SUVs and crossovers?

It ranks #18 of 63 for lowest 5-year cost among the SUVs and crossovers we track, costing $7,841 less than the average SUV in our database ($46,903). It works out to about $0.65 per mile driven.

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