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2026 Ford Mustang ownership cost illustration
VEHICLE COST ESTIMATE

2026 Ford Mustang: 5-Year Cost of Ownership

An estimate of what a 2026 Ford Mustang typically costs to own over 5 years, based on a real $46,289 market price and 19 MPG combined.

Pricing data refreshed monthly · last updated September 2026

$37,469
$624per month, averaged
$0.62per mile

Where the money goes

Depreciation$12,789
Fuel$11,053
Insurance$7,750
Maintenance$3,000
Taxes & fees$2,877
Purchase price and resale value are real median market figures from MarketCheck (pulled September 2026), not assumptions. Insurance and maintenance use published class averages described on our methodology page.

How it compares

The 2026 Ford Mustang ranks #17 of 22 sedans in our database for lowest 5-year cost — $3,226 more than the average sedan in our database ($34,243). Here’s how it stacks up against similarly priced rivals:

2026 Acura Integra

$34,6975-year total · $578/mo · $41,090 market priceFull breakdown →

2026 Subaru WRX

$37,1375-year total · $619/mo · $37,992 market priceFull breakdown →

2026 Toyota Crown

$39,5265-year total · $659/mo · $51,473 market priceFull breakdown →

2026 Hyundai Ioniq 6

$41,0195-year total · $684/mo · $51,160 market priceFull breakdown →

Where it costs the least to own

Gas prices, insurance rates, sales tax and registration fees change the 5-year cost of a 2026 Ford Mustang by about $9,191 depending on where you live.

Cheapest states

Most expensive states

Quick answers

How much does a 2026 Ford Mustang cost per month to own?

About $624 a month averaged over 5 years, or $37,469 in total. That covers depreciation, fuel, insurance, maintenance, and sales tax and fees, but not loan interest.

How much value does a 2026 Ford Mustang lose in 5 years?

About $12,789, or 28% of its $46,289 market price. That’s based on what real 5-year-old examples sell for today.

How much does a 2026 Ford Mustang cost to fuel?

At 19 MPG combined, 12,000 miles a year and $3.50/gallon, fuel costs about $2,211 a year ($184/month).

Is a 2026 Ford Mustang cheap to own compared with other sedans?

It ranks #17 of 22 for lowest 5-year cost among the sedans we track, costing $3,226 more than the average sedan in our database ($34,243). It works out to about $0.62 per mile driven.

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