2026 BMW X3 vs 2026 Audi Q5
Both are commonly cross-shopped against each other. Here’s how their real 5-year ownership costs actually compare, using real market pricing data rather than sticker price alone.
Pricing data refreshed monthly · last updated September 2026
2026 BMW X3
$62,5125-year total · $1,042/moPrice: $59,535 · 30 MPG
Depreciation: $34,540 · Fuel: $7,000
Insurance: $12,000 · Maintenance: $5,300
2026 Audi Q5
$66,7275-year total · $1,112/moPrice: $60,299 · 25 MPG
Depreciation: $37,309 · Fuel: $8,400
Insurance: $12,000 · Maintenance: $5,300
Most of the gap comes from depreciation ($2,769 higher for the Audi Q5) and fuel/energy ($1,400 higher for the Audi Q5).
After 5 years, the BMW X3 keeps about 42% of its value and the Audi Q5 about 38%.
Want your own numbers?
These use average assumptions for mileage, location and financing. Use the interactive Compare Two Vehicles tool to enter your own ZIP code, loan terms and mileage for a personalized side-by-side.
Open the interactive comparison tool →